![]() ![]() The trade-in, down payment and consumer rebate are subtracted from the total purchase price of the car to give you the total you will need to borrow and the monthly payments based on the term length and interest rate. Last, you will want to input the down payment and any applicable customer rebates. If you had already specified your trade-in on the Introduction Page, that trade-in value will also be automatically inserted based on the True Market Value ® for this vehicle. If you want to change any of the data fields to customize it (say the interest rate or term length), the calculator will automatically recalculate the numbers and present a new monthly payment. After making these choices the calculator will present the monthly payment amount. All you have to do is select a vehicle, and the Basic Loan Calculator will automatically fill in the purchase price, sales tax, associated fees (title, registration and other costs) and a finance rate with a 36-month term. This calculator is used to determine what your monthly payment will be for the car you wish to buy. Cash Back Īs you move between these different calculators using the tabs at the top of the screen, your latest figures are automatically carried to the next calculator. ![]() ![]() The information you have provided will automatically be inserted into each of the four calculators that are linked at the bottom of the page: In the next section, you provide similar information regarding your trade-in vehicle, if you have one.Īfter that, you are ready to compare the different financing choices available to you. (Note: If you click the box marked "I do not want to specify a vehicle" you can obtain generic information about car payments and interest rates.) After you have selected a vehicle, Edmunds pre-populates certain data fields (such as vehicle price, sales tax and registration fees) eliminating work for you. Here, you decide whether you are buying a new or used car, and then choose the year, make, model and style of the car you are considering. Which incentive should I take: low-interest financing or a customer cash rebate? Introduction PageĪlthough the calculators can be accessed from different areas of the Edmunds Web site, most consumers will want to start at the Calculators.How much will my monthly lease payment be under various lease terms?.What will my monthly car payment be for various terms and interest rates?.Now, from a single tool, you can find answers to questions like these: Once you have chosen a car and a financial payment option, automatically fills in the appropriate prices, fees, taxes and other figures, allowing you to manipulate the data in a variety of ways. It also minimizes the need for entering information. Sure, has offered various calculators for several years, but this new product centralizes all the number-crunching a car buyer needs to do. To help you get the answers to these questions, we introduce the suite of Financial Calculators. Still, how do you crunch the numbers like a salesperson would? How can you find out what your loan or lease payment will be? On Web sites like, you can find most of the pertinent car-buying figures. Consider making extra payments, increasing your down payment or even refinancing your loan before you buy something new in order to reduce the amount of extra interest you would pay.But smart shoppers know that you shouldn't throw yourself at the mercy of a car salesperson. Take advantage of this calculator to understand your monthly payments so that you can best grasp how the amount you still owe would affect the total cost of your new loan. Purchasing a luxury vehicle outside of your budget.Signing off on too long of a repayment term.There are a few common ways that borrowers become upside down on their car loan, including: While it isn’t the worst-case scenario as a loan holder, it can make vehicle trade-in and future auto loan approval a challenge. Negative equity - also referred to as being “ upside down” - is when you owe more on your auto loan than the vehicle is worth. Making extra payments will also help you get out from being upside-down at a much faster rate. Doing so will adjust the monthly payment and total interest paid accordingly. If you want to check how extra payments will affect your cost, you can input them as well. You will now have the expected monthly payment along with the total principal and interest paid. To use this calculator, simply enter the amount remaining on the loan you must pay, the amount borrowed on your new loan, the loan term and your interest rate. ![]()
0 Comments
![]() ![]() When used in an adult bed properly, DockATot offers a better way to co-sleep.
![]() ![]() This is a commitment shared throughout the organisation and across Europe. Papyrus respects and understands its customers’ business needs and offers support whenever and wherever the company can. Today, Papyrus is a proud company with many success stories, competencies and a clear commitment to providing customers with first-class service. Papyrus was not always a large company it was formed by an array of merchant operations that were significant in their home markets, but were too small to make any impact on a European scale. Invented by the Egyptians in approximately 3000 B.C. Then they placed the stalks running up and down in one layer and side to side in the other. Papyrus had simply reached a point in history where the concept of a domestic market no longer made sense. Although not paper in the true sense, papyrus was the first writing material to assume many of the properties of what we now know as paper. Steps: 1 To make paper, Ancient Egyptians flattened and smashed stalks of the papyrus (puh-PIE-rus) plant. ![]() Found in the tombs and temples of Ancient Egyptians as far back as 2700 B.C. It was made from the pith of the papyrus plant, Cyperus papyrus, a wetland sedge. This development gained momentum in the 1980s – partly because new EU rules paved the way for the shift and partly due to the markets in Eastern Europe opening up. Papyrus paper is the first paper in history. Papyrus (/ p p a r s / p-PY-rs) is a material similar to thick paper that was used in ancient times as a writing surface. The history of Papyrus clearly illustrates the development of the industry during the 20th century – a transition from a small scale business in a fragmented market to consolidation and Pan-European operations. The old mill in Mölndal has now been closed for many years and today, Papyrus is recognised as a leading European merchant offering customers efficient supply solutions for paper products. In connection with the merger of Stora and Enso in 1998, the Papyrus brand was chosen as the name for the European merchant operation. The Swedish Wallenberg dynasty bought the mill in 1895 and made it famous under the name Papyrus. Egyptian papyrus is made by overlapping pieces of the stalk of the papyrus plant and pounding or pressing the pieces together. ![]() Production was gradually industrialised and towards the end of the 19th century, Mölndal could boast the most technically advanced paper mill in Sweden. The first paper mill in Mölndal, just outside Gothenburg in the west of Sweden, was established in 1653. However, the term papyrus is associated with paper and the plant that produces paper. It grew wildly in the Delta of the Nile in the north of Egypt. It is considered the most valuable literary source that helps to understand more about Egyptian Civilization. Since then, the company has grown to become a leading European paper merchant. Papyrus plays a crucial role in reconstructing the history of Egypt. The history of Papyrus began back in 1895 with the acquisition of a paper mill located in Mölndal on the Swedish west coast. ![]() ![]() ![]() Is the ‘Gift’ Absurdly Exotic? The problem with the above question is that some ‘standard’ gifts are so expensive that it’s virtually impossible to trust the person giving it to you. I would like large non- sequential bills in two clear plastic bags, unmarked. Pretty much all of us can be bought, which is why Fear Factor exists as a show. Securitisations featuring non-sequential priority of payments. Depending on scheduling, a scene may be shot in non-sequential order of the story. So remember, kids – if anyone offers to bioengineer a Tyrannosaurus Rex of your very own, don’t get in the car. Is the ‘Gift’ Designed to Get You to Do Something You Know You Shouldn’t Do? And here’s the real question. The others are pretty obvious a free dinner is normal, and a free speedboat is probably suspect – which is unfortunate, by the way, because I could totally use a new speedboat to replace the speedboat I don’t currently own. But gifts that are attached to an expectation that you perform a certain action are almost certainly unethical. The question I wanted to put here was, “Does the gift feel like a bribe?” But then I thought that I sure wouldn’t feel bribed if I were driving my new speedboat, so I came up with a better one. And basically all this boils down to is: if you’re going to accept a bribe, make sure it’s big enough that you can live comfortably on it after you get caught and fired. So if you’re expecting me to accept a free trip to Vegas for the weekend to streamline the process of getting your latest experimental medication approved, you can just keep on walking. We look forward to serving you in new and exciting ways in the future.If, however, you’re bringing me a suitcase filled with $247 million in non-sequential bills, I’ll probably at least hear you out.ĭo you think your company could benefit from more ethics lessons like these? Check out my ethics video training series. Thank you for being part of our journey thus far. As we step into this new phase, we will carry with us all that we have learned from JustBeer and use that wisdom to propel us forward. While this may seem like the end of a chapter, we prefer to think of it as the beginning of a new journey, one where we continue to evolve and innovate in the spaces we serve. You have been instrumental in helping JustBeer become a leading international brand and we are eternally grateful for your support. We would like to express our deepest gratitude to every member of our community – from the app users who embraced our vision, to the craft breweries that partnered with us, to the beer fanatics who made our platform vibrant and engaging. This decision allows us to refocus our efforts where they will have the most impact and where we can best serve our audiences in a meaningful and progressive way. It’s important to us that we honor these changes and incorporate them into the ways we move forward as a company.Īfter much consideration, we have made the difficult decision to retire JustBeer. Moreover, we recognize a significant shift in consumer trends and awareness surrounding drinking habits from a health and wellbeing perspective. We found that some aspects of our platform have become stale and lack the attention required to continue delivering a premium product that represents the best of what we can offer. While we’ve seen substantial growth in some areas, others have not developed as we anticipated. JustBeer was built on experimentation and learning, testing our assumptions and ideas about the industry. Our partnerships have spanned hundreds of brands, ensuring that we brought you the latest in beer culture, business, and trends. We’ve had the privilege of serving craft beer news and highlights to more than 4.7 million users, curating over 1,200 beer articles, hosting records of more than 25,000 beers, and shining the spotlight on over 3,500 craft breweries. Over the years, JustBeer has achieved more than we could have ever imagined. We envisioned a space where technology, marketing, and product development came together to celebrate our love for beer and share that passion with others. Our aim was simple, yet profound: we wanted to disrupt the industry and give craft breweries the visibility they deserved at a local level. Seven years ago, in February 2016, we set out on an ambitious journey with JustBeer. A Toast to Our Journey: Celebrating JustBeer ![]() ![]() ![]() You must use a welding helmet with a full-face auto-darkening shield because flux core welders throw off a lot of spatter and UV light. I've built plenty of shit with my flux core and I still use it when impurities won't let the TIG weld properly. 1 Safety First No matter what you’re welding or how you’re doing it, taking safety precautions with the right personal protective equipment (PPE) comes first. You can get a can of spray to keep the sparks from sticking on everything, it really aids in clean up. Get on youtube - there's bound to be some good videos - but practice is necessary. With Gasless and flux-cored wires, you should always drag the torch (similar to stick electrode welding), so that the torch is pointing back at the weld pool. The simpler welders have a 4 position switch for the current so you can't go wrong there. Overview Suitable for 0.030 solid or flux-cored welding wire These Tweco style contact tips may be used on all Century welders and most Lincoln Electric and. 334-252-000 Conductor Tube 90031 Mig Gun 41191 Titan 20pc Mig Welder Contact Tips. Your amps need to be adjusted for proper penetration as well, certainly you have a manual or the manufacturer has some info on their site. Contact Tips and Nozzles 334-252-000 Conductor Tube 90031 Mig Gun. Simply turning the feed up & down while welding will get that dialed in. You should have a nice even arc sound, not choppy. You might have it too slow and the wire is trying to burn before it get's to the metal causing the bubble gum look. I've seen arc welds that would compete with TIG in the looks department, it just takes a much more experienced hand and knowing your shit.Ĭan you feel the handle kicking back in your hand?.that would be from too fast of a feed. Features Whats Included Millermatic 141 Hook-and-loop cord wraps 6.5-ft. Typically - crappy welds come from the dude, not the machine. You need to practice on some scrap for a while. Flux core produces welds as good as any other, don't blame the machine. ![]() ![]() ![]() ![]() Delayed fertilization is apparently possible there is a single record of a captive snake laying five eggs (at least one of which was fertile) after being isolated for more than four years. Sexual maturity may be reached in three to four years. Eggs hatch in approximately three months. It does not, however, exhibit true migration.īreeding occurs from October to March and is promiscuous A single clutch of four to 12 eggs is laid during May. The eastern indigo snake may show seasonal shifts in habitat occupancy, wintering on sand ridges but moving to adjacent, more mesic habitats during the summer. The gopher tortoise, itself, is included on the federal list as a Threatened species. These burrows are used as a refuge and for overwintering. The eastern indigo snake is highly dependent on burrows excavated by other animals, particularly the gopher tortoise ( Gopherus polyphemus ). The indigo snake feeds largely on fish, frogs, toads, snakes (poisonous as well as nonpoisonous), lizards, turtles, turtle eggs, small alligators, birds and small mammals. Smaller eastern indigo snakes may superficially resemble the common black racer ( Coluber constrictor ). The chin, throat, and cheeks are tinged with red or cream. The body color is a uniform lustrous blue-black. Scales, arranged in 17 rows at midbody, are large, smooth, and shiny. The head is barely distinct from the neck. The Drymarchon coralis couperi (eastern indigo snake) is one of the largest and stoutest colubrid snakes of North America, attaining a maximum length of about 8.5 ft (2.5 m). Loss of habitat, habitat degradation, killing, collecting.Īlabama, Florida, Georgia, Mississippi, South Carolina ![]() Large, stout, blue-black snake with large, smooth scales.įish, frogs, toads, snakes, lizards, turtles, turtle eggs, small alligators, birds, and small mammals. Eastern Indigo Snake Drymarchon corais couperi Status ![]() ![]() This process takes practice but it will be worth it in the end when your illustration is consisting with clean lines and colours.Ħ. You can adjust each layer colour to fit your illustration style. Ensure all the colour of touch edge by filling in any gaps. Smoothing out the edges using the eraser tool. When touching up the shape, zoom in closely at the area between each shape/ colour. Touch up/ Change colour: Touch up is the most time consuming process and ÂÂÂÂcomes in 2 parts: adding to the shape using a fine liner brush and reshape using the eraser tool. The next step will bring your illustration together: touching up.ĥ. Donât worry if your shapes are not perfect and have gaps. I also select the face colour and adjust it to a shade or two darker for the neck area to create depth. Tips: I always have separate layers for the face and neck. Sometimes, when the shape is not large enough for the fill in feature, manually filling it in with your monoline brush would also do the job. To fill the shape with colour, select the colour and drag/ drop it into the shape. Think of this step like MS Paint (if you are old enough to know this program like I do): if there is a gap in between your line, the whole canvas will be filled with colours. You must do this to fill in the area with colour without filling the canvas. Fill in colours: When drawing these shapes, use monoline brush to outline and you must touch the starting point and the ending point to close the shape. Practice with 1 subject photograph before moving on to multiple subjects.Ĥ. I would recommend keeping it flat with the least amount of details for the best result (flat colours only). Sometimes, you would need multiple layers for one feature. Be mindful of the order of your layer to get the best reflection of likeness for your illustration. That way when needing to adjust or change the skin colour, it wonât affect the eyebrows and lips area vice versa. *For example when illustrating face, put the layer where the skin colour underneath the layer of eyebrows and lips. Doing so would help you when it comes to time to change colour of your shape. Each shape should be isolated to individual layer and named appropriately. Outline and layers: The secret to the success of these illustrations is layers. This is a good time for you to study the order of the subjectâs features and use it to your advantage in the next step.ģ. I usually break the features down to face, hair, eyebrows and lip, neck, top, bottom and shoes (if applicable). Organic subjects are the easiest in my opinion as the shapes are more forgiving. ![]() Break down the features: Break down your subjectâs anatomy using simple shapes. Code those colours down for reference later in a separate layer.Ģ. Colours can be changed in the touch up process so donât worry about choosing the right colours the first time. ![]() You could also make a range of colour and choose the one that fits the most on your final version. Select colours: From your reference photographs, use colour picker and select the closest colours from photo of the skin, hair, clothing and accessories of the subject. ![]() ![]() So that you can play forever, expanding your base and eventually becoming allies or enemies with other towns. TL DR: I would really love a game with base/town building (like in Gnomoria, Stonehearth, Banished, etc.), and the complexity in interaction with other AIs (like in Civilization). Other kind of similar games I’ve played that comes to mind:Įvil Genius, Don't Starve, Civilization, Kenshi, Black and White, Settlers, SimCity, Cities Skyline, Mount & Blade: Warband, Crusader Kings, Forsaken Isle. When you finish the technology tree, which doesn’t take that long, and you’ve gotten the most of the maps resources, there’s not much else to do. You can’t build a huge cool town, only a little 2d castle or underground base. Maybe wars/conflicts?Ĭraft The World: Had a lot of fun with this game, but the 2D aspect kind of limits your imagination a bit. I can’t put my finger on it, but something was missing. Maybe it’s gotten better now, but I’m still going to wait.īanished: Played it some months ago. Some concepts still lack depth and at the time, the bugs made it almost unplayable. ![]() Stonehearth: Played it for some hours and really liked it. Moreover, I felt there was no purpose in expanding my town other than making it look nice. ![]() Browse more Colony Sim Sandbox City Builder Strategy Simulation Indie games You searched for The top results based on the latest update are Kingdoms and Castles Score: 43.4, VISM Score: 42.9 and Founders' Fortune Score: 42.4. Gnomoria: It was fun for a while, but when I got a sustainable town with squads good enough to fight off armed goblins, I got really bored of just mining deeper and deeper looking for more metal. Top similar games like Gnomoria: Updated on 2023. For example a town you could attack yourself. Not just send a guy out of the map to trade, etc. Preferably some place you could actually see. So there has to be some kind of enemy, or other form of town/village/city somewhere you can interact with. If this was it, you would eventually get bored. The game doesn’t have a story, you just play from scratch and continue to develop your base/town/village/city You gather resources so you can start building stuff and survive You start with nothing or close to nothing in an open field, preferably random generated world so that every game is different. I’m looking for the perfect game and it might be something like this: Previous sticky threads (Good resources for finding games to play): Other kind of similar games I’ve played that comes to mind: Evil Genius, Don't Starve, Civilization, Kenshi, Black and White, Settlers, SimCity, Cities Skyline, Mount & Blade: Warband, Crusader Kings, Forsaken Isle. r/lowendgaming - Game suggestions for yesterday's hardware This includes key resellersįor more information about these rules click here This includes referral links.ĭon't enable, encourage, or link to piracy. State your request/suggestion in the post title.ĭon't insult, harass, threaten, or stalk users. Please ensure that you include a platform in your post if you are looking for a specific platform. Everyone asking a question just wants advice. Try it out and it’ll amaze you with all of what it has to offer.To give and get advice on games, gaming equipment, consoles, hardware, software, board games, gaming books, paraphernalia- anything gaming related.ĭon't bash what people want suggestions on - just point them in the right direction and be helpful. ![]() Just like other games in the Anno Series, Anno 1404 or Dawn of Discovery offers a similar Sandbox style gameplay, wonderful visual details and other great things to make you love this game. The economic element allows you to set up trade routes and economically grow your settlement, acquire necessary resources and manage them wisely. The city building element of the game allows you to build massive structures like monuments, research labs, and other facilities and rule over them, maintain them etc. The game features both medieval and renaissance era settings and allows you to build your own settlements, explore islands, construct buildings, get into diplomatic ties with neighboring settlements or wage wars against the enemies in order to conquer their lands or to defend your own. ![]() Anno 1404 or also known as Dawn of Discovery is a brilliant video game that blends in City-Building, Real-time Strategy, MMO and Economic elements beautifully. ![]() ![]() It's also very common for enemy reinforcements to arrive once you've started attacking a Point of Interest(the named locations on the map), so expect another round of guards once you've started a fight.Įven after you've thinned the enemy and unlocked the building, the inside of a Fortress or Stronghold can be even more dangerous enemies can be waiting in doorways and tight corridors with much heavier armor and even Riot Shields. If you have the right loadout for it, it's best to take down as many enemies as you can at a distance, as this will also draw out anyone outside of your line of sight. ![]() Tips For Combat in DMZ Start Your Fights From A DistanceĪs tempting as it may be to rush a Fortress or Stronghold, there are almost always more enemies lurking around than you'll see at first. These strike a good balance between damage and range, taking down most unarmored foes in two to three shots. If you're unsure what weapon to consider, a Marksman Rifle such as the SP-R 208 or the Lockwood MK2 is an excellent option for engaging the AI. Successfully extracting with loot and cash will decrease this timer, so don't be afraid to use your Insured Weapon whenever it's available. These weapons are fully customizable and are not permanently lost on death, but instead are put on a timer of two real-life hours. Use A Marksman Rifle As Your Insured WeaponĪs you inspect your loadout, you'll notice a slot for Insured Weapons as you complete Faction Missions, you can carry up to three. You can tackle up to three missions at once, earning you exclusive rewards like Operator skins and weapon blueprints. These will teach you the mechanics of DMZ and can be completed by yourself or with friends. Take a look at the 'Factions Missions' option in the main menu before you begin. When you're just starting, you'll want to take one weapon at a time, so you can both bring back a new one and prevent yourself from losing twice as much! ![]() Unequip one of these, preferably the shotgun, as dying in DMZ will cost you everything you equipped in your loadout. When you first open up DMZ, you'll have two weapons equipped in your loadout: The M4 and a Shotgun. ![]() ![]() This dressing is perfect for the fall season! Then just drizzle some honey-lime vinaigrette over top and let it sit for an hour or so before serving.Just chop up some fruit-apples, pears and bananas are great options-and mix them together with whatever else you want in your salad: nuts, dried cranberries or raisins are all tasty choices!.If you’re looking for a simple way to make your fruit salad stand out from the crowd at picnics or potlucks, this dressing is where it’s at. It’s the kind of dressing that can be used on everything from the most delicate berries to the heartiest apples or pears. ![]() The honey-lime combination makes a dressing with a really unique flavor profile- sweet, but not too sweet tart, but not too tart tangy, but not too tangy. It’s perfect for a quick lunch or dinner when you’re craving something sweet and fresh, but don’t have time to make anything more elaborate. Honey-Lime Vinaigrette is a delicious, light vinaigrette that I love to use to dress fruit salads. When ready to use, whisk in sour cream until smooth before stirring into salad mixture. You can also make ranch dressing ahead of time by whisking together all of the ingredients ( except for the sour cream) in a bowl until combined, covering with plastic wrap and refrigerating until ready to use ( up to 24 hours). ![]() If you want something more sweet and tangy, try adding fresh lemon juice along with sugar or honey. ![]() Next, you can make ranch dressing work with different kinds of fruits by adding different spices or herbs to it.įor example, if you want to go for something spicy and refreshing, add some crushed red pepper flakes or minced fresh jalapeno peppers to your dressing. It adds just enough creaminess to take your fruit salad from being good to being great. The first thing I like about ranch dressing is that it’s a light dressing that doesn’t overpower the natural flavors of the fruit. Ranch dressing is a classic, and honestly, it goes with pretty much any kind of fruit salad. ![]() |